Better decisions
for the money hiding in your junk drawer.

What does it actually do?

Two things. It sees every pre-paid dollar you own, gift cards, punch passes, loyalty rewards, memberships, prepaid balances, in one wallet. And it speaks up at the moment you can spend it: walk into a store and your phone is already showing the balance and a one-tap Show barcode button. Scan a card once and forget it. The app does the watching. You do the deciding.

The math, by category.

Gift cards: about $27 billion unused nationally (Bankrate, 2024); the industry calls the never-redeemed slice "breakage." Punch passes: a $300 yoga ten-pack with four classes left is $120 on the table. Loyalty: consumers belong to ~15 programs and actively engage with about 7 (Bond). Memberships: warehouse cashback, REI's dividend, AAA, gym perks, unredeemed because nobody surfaces them. Prepaid debit: real balances at the bottom of drawers, and nothing reminds you they exist.

The hard number: among the 43% of Americans holding unused cards, the average is $244 per person, up 30 percent in a single year (Bankrate, 2024), before a single punch pass or perk. CardCue Pro is $34.99 a year ($79.99 once for lifetime). One rescued card can cover it.

Who's this for?

Anyone with a drawer, a wallet, or a warehouse card. Anyone who's ever said "I have a gift card somewhere, I think," or lost track of a 10-coffee punch pass at four. Which is, basically, everyone.

Is it actually smart about it?

No coffee reminders at 11pm, the time-of-day filter vetoes them (one deliberate exception: a card's very first alert always gets through, whatever the hour). Home, work, and up to five more quiet zones go silent. Ignore a card three times in a month and it quiets itself, with one-tap undo in Settings. At most three interruptions per card per day, never twice inside thirty minutes. The right alert, once.

What about my data?

Your cards live on your phone, behind an optional Face ID lock. By default a scan photo goes securely to our AI provider, Anthropic, to read it (retained up to 30 days); Scan on-device only in Settings keeps photos on your phone. No Google, no Meta; the one analytics SDK (PostHog) is opt-in and off by default. Optional cloud sync encrypts card numbers and barcodes on your device first, with a key only your devices hold, so we can't read them. PINs never sync. The only thing we publish is anonymous aggregate counters. No identity. Ever. The long version is in our privacy policy.

How do I use it?

Open the app twice. Once to take the card in. Once to pay at the register. In between, go live your life. The app watches location, expirations, and balances in the background. You don't think about it. That's the whole point.

Smart Profiles, the app tunes itself to where you live.

A 50-meter geofence is helpful in Manhattan and ridiculous in Wyoming. Cue picks an alert radius from the kind of neighborhood you're in and re-picks it when you travel: Smart adapts as you move, Urban / Suburban / Rural are fixed presets, Custom unlocks every dial. The classifier rounds your location to a 1km grid square before any lookup, so the server never sees your street address.

How much?

Priced in dollars, not your data. Free for up to 3 cards, and free means the whole app: AI scan, geofenced alerts, barcode at the register, the Apple Watch app, cloud backup, widgets, year-in-review. Pro is $4.99 a month, $34.99 a year, or $79.99 once for lifetime: unlimited cards, sync, restore onto a new device, and Family Sharing. Find one $35 gift card a year and it pays for itself.

Or earn Pro by giving: send a digitized gift card to a friend new to CardCue Pro and their first claim gives you both a free month of Pro, up to 6 earned months. Program terms apply. How it works.